Environmental Impairment Liability



  • Risk assessment covers all property environmental impact hazards (all covered environmental risks), and can include consequential loss. (Business Interruption - BI) or be limited to selected risk factors.
  • Assessment of all commercial/industrial property including single or multiple plants/locations.
  • On-site service around the globe (excluding active war zones or areas where government travel restrictions are in effect).
  • On request: desktop assessments based on available information.
  • Notification of significant risk exposures requiring immediate attention, even if not included in the scope.


A concise and comprehensive Risk Assessment Report comprising:

  • description of risk
  • the assessment of all relevant risk factors commonly used in the insurance and reinsurance industry or based on customized definitions
  • clear and well defined loss scenarios (e.g., EML/PML; MFL; MPL) 
  • review of available regulatory data regarding site history
  • review of available geological and hydrogeological data
  • appraisal of existing environmental protection systems or prevention programs in place to prevent or limit damage to the environment as well as potential third-parties
  • description of existing emergency response programs
  • cost-effective measures that should be considered to prevent or reduce environmental liabilities


  • Assessments and risk information accepted by the customer, as well as insurers and reinsurers.
  • Cost-effective outsourcing of risk engineering activities.
  • Independent, unbiased assessments to help client optimize insurance coverages.
  • Opportunity to deepen client relationships and generate additional revenue streams via provision of new services.
  • Opportunity to target new customer segments including new industry sectors as well as new geographies.

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