Property Damage (Natural Hazards)



  • Risk assessment covers all property hazards caused by natural calamities, and can include consequential loss (Business Interruption - BI).
  • Natural Hazard risk assessment is often done in combination with Property Loss Fire assessment.
  • Assessment of all commercial/industrial property including single or multiple plants/locations.
  • On-site service around the globe (excluding active war zones or areas where government travel restrictions are in effect).
  • On request: desktop assessments based on available information.
  • Notification of significant risk exposures requiring immediate attention, even if not included in the scope.


A concise and comprehensive Risk Assessment Report comprising:

  • description of risk
  • the assessment of all relevant risk factors commonly used in the insurance and reinsurance industry or based on customized definitions
  • clear and well defined loss scenarios (e.g., EML/PML; MFL; MPL)
  • appraisal of existing protection systems intended to prevent or limit damage associated with natural hazards
  • cost-effective measures that should be considered to prevent or reduce property damage associated with natural hazards


  • Assessments and risk information accepted by the customer, as well as insurers and reinsurers.
  • Cost-effective outsourcing of risk engineering activities.
  • Independent, unbiased assessments to help client optimize insurance coverages.
  • Opportunity to deepen client relationships and generate additional revenue streams via provision of new services.
  • Opportunity to target new customer segments including new industry sectors as well as new geographies.

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