Post Loss Analysis / Property Damage


  • Loss assessment of property damage caused by fire, machinery breakdown  or losses caused by natural calamities and their respective consequential losses  at all commercial / industrial property
  • Physical tests of main fire protection or other relevant safety & security systems
  • On-site service is provided around the globe  (exception: active war zones or where government travel restrictions are in effect)
  • Desktop assessments if requested and based on suitable information provided
  • Management will be notified accordingly about identified loss potentials not included in the scope


a concise and comprehensive  Loss Analysis Report comprising: 

  • description of risk details of loss (history, extent, witnesses, etc)
  • cause of loss
  • Loss estimation (monetary figure and downtime duration / business interruption)
  • appraisal of existing fire protection systems or other protection systems and how effective they were in reducing the loss
  • a Risk Improvement report indicating what should be initiated to mitigate the loss, to prevent recurrence, highlighting alternatives and other solutions
  • in case of an immediate response site visit, loss figures will be prepared to allow for first reserve setting (Property Damage / Business Interruption) 

Benefits for Underwriting:

  •  understanding the quality of risk after a loss 
  •  acceptance or rejection of risk (at renewal)
  •  pricing adjustment
  •  tailoring reinsurance terms and conditions
  •  portfolio protection and enhancement
  •  cost savings due to outsourcing of risk engineering activities

Benefits for Marketing / Sales:

  • enables active discussions with the Insured
  • risk improvement advice to support long-term commitment

Benefits for Claims:

  • unbiased information allows faster claims handling and decision making
  • provides a second professional opinion besides the one of the loss adjuster
  • speeds up the reserve setting process
  • supports legal actions – if required

Benefits for the Insured:

  •  guidance on how to prevent recurrence
  •  proof of long-term commitment
  •  ongoing support

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